By Jeff Nickles

Do you consistently spend too much?

Overspending is a common problem today.  There are just so many tempting things to buy.  It is incredibly easy to overdo it. 

Of course, this comes with consequences.  You can get yourself in over your head and then find it difficult to pay for the necessities of life.

A few years ago, my wife and I realized we were over-spenders.  We discovered this when we started tracking exactly how much was going out every month.  It was an eye-opening exercise.  We were were regularly spending quite a bit more than we earned.

The Three Techniques We Used to Cut Overspending

If you constantly spend more than your take-home pay like we did, then it doesn’t take long and you will find yourself in a deep... More...