Photo by Serge Melki ©

By Trent Hamm

A few weeks ago, I put out a call on Twitter and on Facebook for detailed posts that people would like to see. I got enough great responses that I’m going to fill the entire month of July – one post per day – addressing these ideas.

Toni on Facebook suggests “I’d like to see an article on how the really working poor can make it financially. You know the ones who have already cut the cable, extra phones and still struggle with poorly paying jobs while going to college to improve their financial situation.”

There are many things that people can do in situations like the one you describe. However, some of these are hard for many people to swallow.

First, get your pride in check
A lot of hard-working people who find themselves in a situation where... More...