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March 17. 2012 23:16

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April 4. 2012 10:15

One thing that needs to be implemented in highschool is personal finance. Simple budgeting and savings plans etc. A little less sewing, cooking, wood and metalwork and a lot more money managing for real life. Hell, that's likely even more important than some of the other school subjects they teach in high school. I took an accounting degree in university and rather than forcing students to do X number of arts/social classes in the first two years (yes, i took anthropology, psychology, sociology and philosophy because i had to fill the credit requirements), students would be WAY better off to take some intro financial planning courses that they can apply to their current lives as students and down the road as parents/families etc. My wife has 3 sisters, all older than us and married, and I am constantly amazed at how poorly their household finances are handled. We're talking about couples in their mid-thirties with two decent jobs struggling to make ends meet. My wife is a stay at home mom and I make less than $60,000 a year and we are doing loads better than family members with no kids and household incomes in excess of $70-80,000 per annum. It's hard to have sympathy for these types of people, but the truth is they have no clue how to properly handle their money.One of the things that drives me nuts are those ppl who purposely take more off their paycheques so that they always get a tax refund. They are all so stoked about a $2,500 tax refund in April every year, but all they've done is given the gov't a free loan for the year. I'd much rather owe a little bit than pay too much tax all year long to keep intact the psychological high of receiving a refund. Blows my mind how people don't "get" it. Education in highschool and in the first 2 years of degree programs are key and need to be mandatory.                                  Reply

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